A quick and flexible outfit within a strong group.

As a subsidiary of Creditreform AG, Boniversum is a member of the Creditreform Group.

With 163,000 corporate members, 177 offices in Europe and more than 4,500 employees, the Creditreform Group is one of the world’s leading providers of commercial information and debt collection services. Established as a credit reference agency in Mainz in 1879, Creditreform now offers a comprehensive range of integrated financial and information services that protect creditors. With up-to-date credit checks on companies and private individuals – coupled with professional and efficient receivables and risk management – Creditreform gives companies peace of mind as they establish and expand their commercial relations.

Boniversum puts all the Group’s services at your disposal; we select these services in line with your needs and combine them to create a complete solution.

Creditreform Boniversum GmbH
As an experienced credit reference agency, Creditreform Boniversum GmbH provides companies with credit checks of private individuals and offers a comprehensive range of risk management services.
microm Micromarketing-Systeme und Consult GmbH
microm Micromarketing-Systeme und Consult GmbH is one of the leading providers in the field of consumer marketing. It focuses on customer and market structure analysis, as well as the optimisation of measures to ensure innovative target group marketing.
Creditreform Consulting Networks
Creditreform Consulting Networks (CCN) manages the debt collection of non-performing receivables portfolios after it has valued and purchased them.
Creditreform Rating AG
Creditreform Rating AG is a competence centre for products associated with ratings and credit services. Its specialist areas include the issuing of ratings of various kinds and the measurement of default and credit risks.
Creditreform Compliance Services GmbH
With needs-oriented consultancy and bespoke solutions, Creditreform Compliance Services GmbH supports all compliance-related preventive activities in the financial services industry.
beDirect GmbH & Co. KG
beDirect GmbH & Co. KG specialises in data and services in the field of B2B marketing. beDirect solutions range from the provision of addresses for new customer acquisition and the cleansing of customer databases through to integrated data management concepts. beDirect is a joint venture that is half-owned by Creditreform AG and half-owned by AZ direct.

Together with our sister companies, we offer you
a consistent and integrated solution portfolioe for your
entire value creation chain.

As part of the Creditreform Group, Boniversum offers complete solutions tailored to customer requirements.