Individuality as standard.

Every industry has its own special requirements that cannot be met with uniform standards. We therefore place emphasis on industry competence and individuality. The result: You can be sure that our solution work. We support you through complete process chains – perfectly tailored to your industry. We take care of seamless integration into you existing IT system environment and ensure intelligent interface connections, to your CRM system, for example.

Whether you require our accurate credit rating information, customer-specific score cards or full service with an international universal information platform – we can concentrate 100% on your competence and business success.

„Optimise your risk management using our industry-specific experience. This will enable you to secure new potential with minimal risk.“

Marion Lanaro

Member of Executive Management
Creditreform Boniversum GmbH

E-commerce/trade

Our extensive experience in online trade enable us to offer tried and tested solutions that you can use to offer further convenient payment options in the area of payments or fulfilment, for example. This will allow you to increase not just your conversion rate.

Financial service providers

We make sure you can substantiate details on credit applications using information that is relevant to credit status. Using our information guarantees audit-proof decision-making and monitoring process.

Fintech

We place ideas for start-ups in the area of fintech on a secure basis. We support innovative projects in new, mobile or web-supported financial services with equally imaginative products and flexible services.

Insurance

Fully comprehensive, yes or no? Use our information that is relevant to credit status to manage and customise policy arrangements whilst optimising risk. This will help you keep your claim ratio down.

Health and wellness

Many pharmacies, health food shops and manufacturers of natural remedies and nutritional supplements already place their trust in us as a market leader in this area when it comes to risk management. Take advantage of our experience for secure online transactions.

Clearing houses

With us, clearing houses can make it possible for their customers, such as doctors, wellness and care service providers to make preliminary enquiries into the credit status of their patients prior to treatment. In this way, clearing houses can expand their services in a manner that is compliant with data protection and protect both themselves and their customers against bad debt losses.

Telecommunications

Delivery up front always represents a risk. However, you can keep this risk to a minimum with an upstream credit check. Our meaningful forecasts put you in a position to make the right decisions: Our products based on scoring allow you to specifically manage service offerings and payment methods for each customer.

Energy sector

The credit worthiness of potential new customers outside the core supply area is crucial to the new customer business of energy providers. Our credit checks are part of the application process mean that the payment and contractual arrangements offered can be managed individually and fairly.

Travel industry

The risk of no-payment with individual travel-packages and last minutes flight reservations is high. This is particularly problematic since as a travel agent, you generally work in advance in such cases. With our credit check (integrated into your online system), you create security with every payment type, whether by direct debit or credit card. 

Transport companies

Sales of season tickets is a key pillar of public transport. Our products ensure in real time that a purchaser is credit checks and that recommendations are given for payment processing.

Boniversum bietet ein breites Lösungsspektrum rund um Risikosteuerung.

What we can do

Our solutions