Legal notice2020-04-01T19:07:22+02:00

Legal notice

Responsible for content

Creditreform Boniversum GmbH
Hellersbergstraße 11
41460 Neuss

Tel: +49 2131 109-501
Fax: +49 2131 109-557

Managing Directors: Michael Goy-Yun, Stephan Vila

Person responsible for content pursuant to Sect. 55 (2) of the German Interstate Broadcasting Agreement (Rundfunkstaatsvertrag, RStV):
Michael Goy-Yun, Stephan Vila, address: see above

Court of registration: Amtsgericht Neuss
Registration no.: HRB 8937
VAT ID no.: DE189457214

Data protection policy

Please click here for more information on our data protection policy.

EU Dispute Resolution Platform

The EU provides an Internet platform for online dispute resolution (ODR platform). The purpose of this ODR platform is to help settle disputes between consumers and online merchants in connection with purchase contracts or service agreements concluded online as quickly and effectively as possible.

You can access the online dispute resolution platform here:

Pursuant to Article 14 of the ODR Regulation, we also draw your attention again to our e-mail address: info(at)
We would like to emphasise that we are under no obligation to participate in the conducting of such a dispute resolution, nor do we do so.

Copyrights and usage rights

The author strives, in all publications, to observe the copyrights of the graphics, audio documents, video sequences and texts used; to use graphics, audio documents, video sequences and texts produced by the author themselves; or to draw on royalty-free graphics, audio documents, video sequences and texts.

All trademarks and logos that appear on this website may have been protected by third parties and are subject in full to the provisions of applicable trademark law and the ownership rights of the registered owner concerned. The mere fact that such trademarks appear should not lead to the assumption that they are not protected by third-party rights.

The copyright for published content produced by the author themselves remains solely with the author of the website. Any reproduction or use of such graphics, audio documents, video sequences and texts in other electronic or printed publications is not permitted without the express permission of the author.

Photo credit:
Creditreform Boniversum GmbH
Adobe Stock

Please click here for a detailed list of photo credits.

This legal notice also applies in respect of the company’s XING page: and the company’s LinkedIn page:

Liability disclaimer
All information presented on this website has been researched and prepared to the best of our knowledge and in good faith. We are unable, however, to accept any liability for the accuracy of any information published on this website.

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