Modular and cost-effective credit check products.
What information do you need to protect yourself against payment default or fraud? This can be completely different depending on the business transaction. We will therefore advise you on the products you need from us, how to combine them in a modular manner and, above all, how to obtain the information required in a matter of seconds. The aim of our advice goes far beyond purely recommending products. We help you optimise your business processes, create more liquid funds and thus accelerate the growth of your company.
Our cross-industry data pool containing payment data relevant to the creditworthiness of private individuals in Germany constitutes the basis of our products. We can expand this pool for you to include further data relevant to credit decisions, such as adverse legal criteria, data on debt collection proceedings as well as identification and socio-demographic data. This data is evaluated using cutting-edge methods and individually configured analysis tools.
Our core services for you.
Private individuals can order a free credit check of themselves at any time from Boniversum. This personal check lists all information that we hold about the private individual who has requested the check. The check contains identification data such as name, address, date of birth and previous addresses, as well as official/public data (e.g. court records) and information on the individual’s payment history. Furthermore, the check includes a score that predicts future payment behaviour.