Responsible for content

Creditreform Boniversum GmbH
Hammfelddamm 13
41460 Neuss

Tel: +49 2131 109-501
Fax: +49 2131 109-557

Managing Director: Michael Goy-Yun

Responsible for content under Section 18(2) of the German State Media Treaty [Medienstaatsvertrag (MStV)]:
Michael Goy-Yun, Stephan Vila, see address above

Register Court: Neuss Local Court
Register Number: HRB 8937
VAT ID Number: DE189457214

Concept, design, development and support of the website

Schanzenstraße 23
51063 Cologne
Full Service Digitalagentur

Data Protection

For information about data protection, please see our Privacy Policy.

EU Online Dispute Resolution Platform

The EU offers an Internet platform for online dispute resolution to quickly and effectively resolve disputes between consumers and online retailers about purchase or service contracts concluded online.

The European ODR platform is available at:

In accordance with Article 14 of Regulation (EU) No 524/2013, we state our email address again for your information:

Please note that we are not required nor willing to participate in such dispute resolution.

Copyrights and Rights of Use

In all publications, the author tries to observe the copyright of all images, sound documents, video sequences and text used and use images, sound documents, video sequences and text created by the author or that are royalty-free.

All trademarks and brand marks referred to on this website and owned by third parties are governed without limitation by the respective trademark and ownership law of the registered owner. Mere references do not mean that trademarks are not protected by third-party rights!

The copyright of published objects created by the author will remain with the author of the respective pages. Reproduction or use of such images, sound documents, video sequences or text in other electronic or print publications requires the express permission of the author.

Image Sources:
Creditreform Boniversum GmbH
Adobe Stock

Detailed image sources are provided here 

This imprint also applies to our XING page: and LinkedIn page:

Any information provided on these pages was researched and prepared to the best of our knowledge. Nonetheless, we cannot guarantee the accuracy of all provided information.